Excess Insurance

All products are underwritten by Allianz Global Assistance

How Does Excess Insurance Work?

Insurance Claim
Insurance Claim

You need to make an insurance claim to the value of £1600. This could be because your car was in an accident and this is the cost to repair it.

Your Excess
Your Excess

Your excess on your motor insurance policy is £500.

Insurance Payout
&Insurance Payout

Your insurance company pays you £1,100. YES you have to pay £500.

Excess Protect Pays You
Excess Protection Payout

With My Excess Protected your £500 is reimbursed to you so that you are not out of pocket.

My Excess Protected offers You 3 types of Excess Insurance; Motor Excess Insurance, Multi-Motor Excess Insurance and Lifestyle Excess Insurance. Our exclusive excess insurance products are designed to reimburse the excess you have to pay following a claim under your motor insurance policy, or your home insurance excess or travel insurance excess policy if you buy Lifestyle Excess. Our Excess insurance products cover theft, malicious damage, fire and fault claims and offers you a choice of excess limits from £250 up to £2500 (depending on the cover purchased).